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About AI Life Insurance

American Income Life is a global company that protects working families in the United States, Canada, and New Zealand, as well as in New York through our wholly-owned subsidiary, National Income Life Insurance Company.


Since 1951, American Income Life has provided life, accident, and supplemental health products to working-class families to help protect members of labor unions, credit unions, associations, and their families. AIL representatives build long-term relationships with their clients and meet them where they feel most at ease: in their homes.


An insurer's ability to pay claims should be a factor when considering an insurance company. American Income Life has consistently earned high financial strength ratings.



Our Workforce


As other companies downsize, American Income Life continues to experience growth. AIL's insurance products create opportunities for union members interested in selling insurance and running their own businesses. We proudly proclaim our status as a 100% union label Company. From the independent agents in the field who write an application, to AIL's own employees, all the way up to our CEO, everything is done under the union label.


With increased commissions, production bonuses, and lifetime vesting, agents who affiliate with AIL have seen phenomenal growth in long term net worth and a secure financial future. For more information on opportunities selling AIL insurance products, plea


AI Life at a Glance


  • Headquartered in Waco, Texas
  • Life, accident, and supplemental health insurance
  • American Income Life Insurance Company has earned the A (Excellent) Financial Strength Rating from A.M. Best Company (as of 8/22).*
  • Portable insurance coverage — if you move or change jobs, our insurance coverage stays with you
  • Individual, single parent, and family policies available






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